What We Offer
A Solution For You
Clickable links below take you to sites where you can explore product options and even enroll. If you have questions we are just a phone call or email to get those answers.
Major Medical
Major medical health insurance is a type of health insurance that covers the expenses associated with serious illness or hospitalization. These plans usually have a deductible, which the policy holder is responsible for and once paid the plan usually covers the remaining cost of care. Some plans may also have co-pays. Each plan is different and you should speak to a licensed agent to be sure you have the right plan for you.
Short Term Health Insurance
Short-term health insurance refers to health insurance plans with a limited duration, typically several months to a year. These plans are geared toward people who need temporary medical insurance to bridge the gap between longer term plans. There are many different options and you should speak to a licensed agent to help you choose the right one.
Fixed Benefit Health Insurance
A fixed indemnity insurance plan, works differently than other insurance you might have had in the past that helped pay for health-related costs. Fixed indemnity insurance pays a set benefit per specified medical expense, as opposed to a share of the total covered costs after a deductible, which is an approach you might be used to.
Accident Medical Expense
Accident insurance helps you pay for the medical and out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, and medical exams, as well as many other expenses. Each plan is different, so it’s important to understand your plan before purchase.
Life Insurance
A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured’s death. There are many different life insurance options and it’s important to work with a licensed agent to get the plan that is right for you.
Group Health Plans
Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Risk is spread across the organization, usually resulting in a lower cost. A licensed agent can get you additional information for your group plan
Medicare
Medicare can be tricky to navigates. There are so many choices and if you don’t understand it or know what questions to ask, it can be very frustrating. Our policy is to be a resource for anyone who has questions about their medicare options. We have a lot of information that can be helpful when working through the sign up process.
Health Matching Accounts HMA®
With the cost of your health care constantly on the rise, the Health Matching Account (HMA®) is the best product that you can own to protect yourself and your family from health care expenses that are not covered by your health insurance or Medicare. The HMA® can be conveniently used to pay for your out-of-pocket, medical expenses including deductibles, copays, coinsurance and pharmacy costs by simply swiping your HMA® Medical Reimbursement Visa® Prepaid Card at your medical providers. You can use the HMA® to pay for most any of the medical expenses that are essential for you to have on an annual basis such as your dental and vision costs. The HMA® also empowers you with the freedom to choose those procedures that have always been appealing to you but that maybe you could not afford or always put off before including MD elective procedures such as lasik, plastic surgery, fertility procedures and more!
National Healthcare Advocacy
A healthcare advocate to help provide opportunity to access free market pricing and the following
*Bill Negotiation
*Direct Primary Care Doctors
*Free Market Medical Procedure Pricing
*Lowest Cost on Brand Name Prescription Drugs
*Claim Submission,Administration and Follow Through
Dental Vision
✔ NO Waiting Periods and NO Deductibles!
✔ $5,000 Dental Plan* (per calendar year, per covered family member)
✔ Affordable Rates Remain as of Issue Age
✔ Large National PPO Network
✔ Choice of Plan Options:
Choice Plan ($3,000 or $5,000)
Economy Plan ($1,500)
✔ Implants Covered on Major Services
✔ Issue Ages to 99
✔ Available for Individual, Individual +Spouse, Individual + Child(ren) as well as Family
✔ Available for List Bill (2 or more)